Are you looking for a smarter way to achieve financial freedom and pay off your mortgage faster? In this video, we reveal a powerful strategy called Debt Recycling—a method that combines your home loan with strategic investing to maximize your wealth while reducing debt. Debt recycling isn't just about paying off your mortgage; it's about turning your liabilities into assets. We’ll walk you through the basics, explaining how it works, the potential benefits, the key risks to consider, and more importantly the tipping point to make debt recycling worthwhile for each income tax brackets.

🔎Get free downloads: beacons.ai/irenezhu/downloads

👉Check my monthly portfolio update and support the channel: www.patreon.com/irenezhu OR Youtube membership: youtube.com/channel/UCnyVuY5IqwgbGmwolhxd1vQ/join
👉 Check out my bookshelf and gears kit.co/Irene.Zhuaus

Stock valuation Platform I use:
🔎Be a smart Value investor by using Seeking Alpha Premium to get 20% discount with 7-day trial: www.sahg6dtr.com/392M6MZ/R74QP/
🔎 Build a data-driven portfolio for capital appreciation - Alpha Picks by Seeking Alpha - get 10% discount by using this link: www.sahg6dtr.com/392M6MZ/J8P3N/

Portfolio Management Platform I use:
📈 Manage your portfolio on Navexa and get 3 months off on your annual subscription (use code IRENE25 upon checkout): geni.us/tMIZQ0

Money Smart deals I Use (Australia ONLY)
🔌 Switch to low-cost Electricity - Ovo Energy to get $120 credit to your account over the 12 months: ovoenergy.com.au/refer/brendan2162
🔥 Switch your electricity & Gas by switching to Globird Energy (get $50 by quoting referral account 30151862) quote.globirdenergy.com.au/welcome
📱 Join Woolworth Everyday mobile(10% off your grocery shop once a month ) to get $10 WISH eGift card by using the code EBDFD8 mobile.everyday.com.au/

📕 20万本英文原版电子书下载 200,000 English ebooks (10% off by using code 7053): ibook.life/7053
🎹 Music I use share.epidemicsound.com/2l6vj2
👩‍💻Tubebuddy www.tubebuddy.com/irenezhu

🛎️Disclaimer: Some of the links above are affiliate links, where I earn a small commission from your purchases at no additional cost to you. The content of the videos is for educational & entertainment purposes only and merely my opinions. I am not a financial adviser. All investments involve some risk, and there is no guarantee that you will succeed. To make the best financial decisions that suit your own needs, you must conduct your own research and seek the advice of a licensed financial adviser