Budgeting doesn't HAVE to be painful, even if you don't know how to budget yet. True pain is being a slave to debt. Financial freedom sounds great, right? Well, financial freedom doesn't exist without budgeting. This is a personal finance how-to guide, that's both simple and pain free, where I'll provide actionable insights on how to create a budget. It's true that numbers can be intimidating but it's essential to learn how to develop a budget so that you'll know where you currently stand today.

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