If you’re struggling, consider therapy with my paid partner BetterHelp! Click betterhelp.com/nika for a 10% discount on your first month of therapy with a credentialed professional specific to your needs✨
📍 If you have any questions about the brand relating to how the therapists are credentialed, their privacy policy, or therapist compensation model, check out this FAQ: www.betterhelp.com/your-questions-answered/

Come say hi! 🧸
🎀 Instagram: @nikaerculj www.instagram.com/nikaerculj/
✨ TikTok: @nikitaerculj www.tiktok.com/@nikitaerculj

Ever feel like social media is lowkey making you spend way more than you should? You're not crazy - these apps are designed to keep you broke. Let’s talk about sneaky ways social media is messing with your money & how to break free. 🚀💰 #moneyglowup #stopoverspending

👉🏼 the planner i use: www.nikatemplates.com/store/p/lifedesignplanner
get 30% off with code YOUTUBE30 (limited time only)

💸 Budget I use (get 10% off with code NIKA10): coplenty.com/?ref=nika

💫 See all the new year, new me videos for 2025:    • new year, new me💫  

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✧ self-help books that changed my life: amzn.to/3qhdSM2

my book:
Amazon: amzn.to/3386uY6

contact (brand work only)
email: inquiries@nikaerculj.com

music:
♪ Free Music for Videos 👉 Music by Sonic Nothing - Blush - thmatc.co/?l=E645C665

timestamps:
00:00-03:38 intro: this is scary
03:38-09:17 social media marketing, influencers & trends
09:17-12:09 the comparison trap
12:09-14:26 root cause
14:26-15:36 wake up call
15:36-18:10 transforming the root cause
18:10-19:58 how to cut down on social media use
19:58-22:47 tips to limit spending
22:47-23:55 limited resource

FTC: This video is sponsored b